Working capital built
around real trade.
Deliver today. Get paid today. Keep business moving.
Through Amanah Barakah, suppliers, anchor buyers and funding partners connect through a master-supplier model built around the purchase, ownership and supply of real goods.
capital & commerce. Suppliers → Amanah Barakah → Anchor Buyers
We don’t just fund trade.
We participate in it.
Amanah Barakah acts as the master supplier. It purchases eligible, accepted goods, takes genuine title, pays the supplier and supplies the anchor buyer on agreed deferred terms.
Buy
Purchase accepted goods from eligible suppliers.
Own
Take genuine ownership before the onward sale.
Pay
Release the agreed purchase payment to the supplier.
Supply
Resupply the anchor on agreed commercial terms.
From accepted goods
to settled trade.
Deliver
The supplier delivers the goods.
Accept
The anchor confirms quality and acceptance.
Purchase
Amanah buys the goods and takes title.
Fund
The applicable funding window supports the purchase.
Pay
The supplier receives the agreed payment.
Supply
Amanah resupplies the anchor on deferred terms.
Settle
The anchor settles at the agreed date.
Explore your
working capital options.
Choose the calculator that matches your role. Change the figures to see an indicative illustration based on the supplied programme workbook.
Deliver today. Get paid today.
Estimate the payment you could receive for accepted goods and explore how faster cash could affect your trading cycles.
The workbook applies a 12.25% minimum annual-equivalent declared profit rate, a 1% platform fee per 30 days, a 1% anchor programme rebate per 30 days and a 1% minimum total difference per invoice.
Indicative purchase payment after the agreed difference for the selected term.
Your working capital comparison
Indicative only. Payment is subject to accepted goods, eligibility, documentation, funding and agreed transaction terms.
One master supplier. Your suppliers paid.
Estimate supplier payments, deferred purchase pricing and the impact of requesting additional payment days.
A 1% platform fee per 30 days applies to additional deferral. The workbook also illustrates a 1% anchor rebate per 30 days of the existing agreed term, capped at 90 days for the rebate calculation.
The accepted deliveries purchased through the programme each month.
Indicative only. Rebates, sale prices and payment terms require commercial agreement and transaction approval.
Put the asset to work. Own it outright.
Estimate the contribution, fixed monthly instalment and deferred sale price for productive assets.
The workbook adds a 5% supply markup to the asset cash price, deducts your contribution and calculates equal monthly instalments. The illustrated price is fixed at signing, subject to the final agreement.
Estimated combined monthly instalment for your selected order.
Compare payment terms — per unit
Indicative only. Asset eligibility, valuation, insurance, pricing and transfer of title are subject to the signed agreement.
One platform.
Multiple trade participants.
Unlock cash from accepted deliveries.
Explore immediate purchase payments instead of waiting for the buyer’s agreed payment date.
Keep your supply chain moving.
Work with a master supplier while eligible suppliers receive payment on acceptance.
Access productive assets.
Explore an agreed deferred sale structure with a contribution and scheduled instalments.
Participate in documented trade.
Discuss funding windows linked to eligible goods, contractual obligations and settlement flows.
Structured around
the transaction.
The trade process remains centred on the goods. The applicable funding contract depends on the transaction, funding partner and required approvals.
Asset-backed trade contracts
Structures described in the Amanah Barakah model include Murabaha, Salam, Ijarah, Istisna and Wakalah, where applicable and subject to independent Sharia review.
Trade and supply-chain funding
Conventional funding partners may participate through eligible receivables, supply-chain finance or other agreed working capital structures.