Amanah Barakah
Asset Supply™
Supplied, not lent.
You choose the productive asset. TFSEG purchases it from the supplier, takes ownership and supplies it to you at one agreed deferred sale price, payable on a fixed schedule.
The asset you need.
A price you know.
Amanah Barakah is built around the purchase and supply of a real productive asset. Rather than advancing a loan to you, TFSEG acquires the asset you select and supplies it under an agreed deferred-sale arrangement.
A real purchase and supply
Identify the asset and supplier. TFSEG purchases the approved asset before supplying it to you under the agreed arrangement.
One agreed purchase price
The deferred sale price and payment schedule are established before you sign, rather than being recalculated each month.
Choose what you pay today
Explore contributions of 0%, 10%, 20% or 30% of the asset’s cash price, subject to eligibility and approval.
Own the asset outright
There is no residual or balloon payment in the illustrated structure. Complete the agreed payments and contractual obligations to own the asset outright.
Six clear steps.
One path to ownership.
From the asset you select to the final scheduled payment.
You choose
Identify the asset, specification, quantity and preferred supplier.
We assess
TFSEG reviews the asset, your application and the proposed transaction.
We buy
Following approval, TFSEG purchases the selected asset from the supplier.
We supply
The asset is supplied to you at one agreed deferred purchase price.
You pay
Make the agreed contribution and fixed monthly payments on schedule.
You own
Complete the payments and contractual obligations to own the asset outright.
Choose your asset.
See your agreed-price illustration.
Calculate in Kenyan shillings or US dollars. Each currency has its own pricing schedule; changing currency starts a separate quotation rather than converting the existing amount.
Asset supply calculator
01 / Tell us what you want to buy
Example asset price from the KES quotation workbook.
The same scheduled monthly amount throughout your selected period.
No residual. No balloon. No final buyout amount in this illustrated structure.
Important: Illustrations only, not a binding quotation or approval. The final price and schedule are confirmed in executed documentation. Insurance is excluded and separately quoted. Registration, delivery, tracking, conversion and other costs are quoted separately unless expressly included. Asset eligibility and approval apply.
Assets that do more
than sit on a balance sheet.
Amanah Barakah is intended for productive assets: equipment and vehicles that generate revenue, reduce operating costs, increase capacity or improve productivity. Every asset remains subject to assessment and approval.
Vehicles & mobility
Commercial vehicles, delivery fleets and other eligible transport assets.
Agriculture
Tractors, harvesters, irrigation equipment and productive farm machinery.
Construction
Excavators, loaders and other equipment used to deliver projects.
Manufacturing
Production machinery and equipment that increases output or efficiency.
Healthcare & ICT
Eligible diagnostic equipment, enterprise hardware and technology assets.
Energy & handling
Productive power systems, forklifts and other operational equipment.
Built around the buyer.
Connected to the supplier.
Acquire what your business needs.
Choose a productive asset and explore a fixed payment schedule without paying its full cash price on day one.
- Choose the asset and supplier.
- Review your contribution and monthly payment.
- Know the agreed total purchase price before signing.
- Complete the schedule and own the asset outright.
Offer customers a structured purchase route.
Present Amanah Barakah alongside a cash quotation for eligible customers and assets, while retaining your product and after-sales relationship.
- Submit asset specifications and cash prices.
- Help customers explore contribution and term options.
- Coordinate supply and acceptance under agreed terms.
- Continue warranty, servicing and parts relationships.
Participate in identified asset transactions.
Explore partnership arrangements around qualifying asset purchases, contractual receivables and documented supply.
- Review asset and customer eligibility.
- Assess the proposed transaction and documentation.
- Agree funding, control and collection arrangements.
- Apply your own underwriting and approval requirements.
Know the arrangement
before you sign.
Am I receiving a cash loan?
No. Under the described Amanah Barakah structure, TFSEG purchases the selected asset and supplies it to you at an agreed deferred sale price. You are not drawing down a cash loan.
Can I choose my contribution and payment period?
The quotation models contributions of 0%, 10%, 20% and 30%, with payment periods of 24, 36, 48 or 60 months. Availability and final terms are subject to assessment and approval.
Will my monthly payment change?
The agreed purchase price and monthly schedule are fixed at signing under the described arrangement. The calculator provides an illustration before any final documentation is executed.
Is there a balloon or residual payment at the end?
No. The illustrated Amanah Barakah structure has no residual or balloon amount to settle at maturity. Complete the agreed payments and contractual obligations to own the asset outright.
Can I switch between KES and USD?
You can prepare a separate quotation in either currency. A KES transaction is priced, supplied and paid in KES; a USD transaction is priced, supplied and paid in USD. The calculator does not convert a quotation between currencies or eliminate exchange-rate exposure outside the transaction.
Does the quoted price include insurance and delivery?
Insurance is excluded and separately quoted. Registration, delivery, tracking, conversion and similar costs are also quoted separately unless expressly stated otherwise.
Does every asset qualify?
No. TFSEG assesses the asset, customer, supplier and proposed transaction. The calculator is illustrative and does not establish eligibility or approval.