Digital Productivity
& Enterprise Finance™
You sell the technology.
We finance the customer.
You get paid upfront.
The enterprise gets the technology today and pays as the business earns. We settle the technology partner on delivery and acceptance, then carry the payment term.
your next
digital leap.
One complete solution.
One structured payment.
The technology is needed.
The upfront payment is the obstacle.
A business may need an ERP, POS system, AI solution or digital infrastructure, but the licence, implementation, training and hardware costs can arrive before the technology starts generating value.
“We need the system, but not the entire cost today.”
Spread eligible technology costs across an agreed payment period while preserving working capital for daily operations.
“Our customer wants the solution, but cannot pay upfront.”
Offer a structured payment option without carrying the customer's receivable yourself.
TFSEG structures and manages the financing between them.
Finance the whole solution.
Not just the software licence.
Bring software, configuration, implementation, adoption and enabling hardware into one structured solution.
Software & AI
ERP, POS, accounting, inventory, cloud systems, cybersecurity, AI agents and copilots.
Implementation
Configuration, data migration, integrations, deployment and go-live support.
Training & Adoption
Staff training, owner onboarding, user adoption and implementation support.
Enabling Hardware
Terminals, printers, scanners, devices, connectivity and eligible supporting equipment.
See how the numbers
could work for you.
Select your role, enter your figures and explore an indicative financing illustration.
Get the system today. Pay as your business earns.
Build your technology package, select your preferred contribution and explore the indicative payment.
1. Build Your Digital Solution
Enter the price of each component. Leave unused items at zero.
2. Choose Your Payment Preferences
Monthly payment
KES 0Indicative illustration only. Pricing, eligibility, exchange rates and payment terms require TFSEG approval. This is not a financing offer or quotation.
Compare Repayment Periods
Longer periods generally reduce individual payments but increase total financing cost.
| Period | Payment | Total Instalments | Total Cost | Availability |
|---|
You sell it. We finance it. You get paid upfront.
Explore an illustrative settlement and sales-pipeline scenario for your technology business.
1. Your Technology Sale
2. Your Sales Pipeline
Upfront payment on accepted delivery
KES 0*Assumes an approved programme in which TFSEG carries the financed receivable. Pipeline outcomes are user-selected scenarios, not forecasts or guaranteed sales. Settlement is subject to delivery, acceptance and agreed terms.
Six steps.
One coordinated transaction.
Seller Quotes
The technology partner provides the solution and its price.
Customer Chooses
The enterprise selects the TFSEG financing option.
TFSEG Qualifies
KYC, KYB, credit and affordability are assessed.
Seller Delivers
The solution is configured, implemented and accepted.
TFSEG Settles
The technology partner is paid under agreed programme terms.
Customer Repays
The enterprise pays according to its agreed schedule.
Digital finance for
productive enterprises.
From a small professional practice to a growing manufacturer, eligible technology can support business productivity and operations.
Productivity creates data.
Data creates visibility.
As an enterprise uses its digital systems, it can build a record of sales, stock, transactions and repayment behaviour. With appropriate consent, that record may support future financing assessments.
Future financing remains subject to separate assessment and approval.
A clearer picture of the business.
- Trading and transaction history
- Sales and inventory visibility
- Payment performance
- Relevant compliance records
- Evidence of system adoption
Ready to make
technology work for you?
Choose the conversation that matches your business.
I Need Technology
Calculate an indicative payment for your digital solution.
Calculate & Apply ↗ 02 / TECHNOLOGY PARTNERI Sell Technology
Explore upfront settlement and a structured sales programme.
Explore Partner Finance ↗ 03 / CAPITAL PARTNERI Provide Capital
Discuss financing qualified digital productivity transactions.
Discuss a Partnership ↗