Asset Access &
Refresh Advantage™
Acquire. Operate. Refresh. Extend. Redeploy.
Access the vehicles and equipment your business needs without paying for their entire economic life during the first operating term. TFSEG funds the asset and structures payments around its expected residual value.
Use the asset.
Keep capital available.
Traditional financing commonly asks the customer to repay the full financed price. Asset Access incorporates an agreed residual-value strategy, with the appropriate exit determined by the asset itself.
Preserve your deposit
The programme’s standard structure requires no deposit, subject to eligibility and final terms.
Structure around useful life
Payments reflect the selected asset class, primary term and an independently assessed residual.
Plan your next asset
For qualifying refresh-led assets, return or refresh at the agreed end of the primary term.
Keep it if you need it
Explore an agreed buyout or extension route instead of replacing an asset that still serves you.
Five steps.
One productive asset.
Choose
Select a vehicle, fleet or equipment unit from an eligible supplier.
Qualify
Provide the documents appropriate to an individual, SME or corporate applicant.
Structure
Review the asset valuation, deposit, payment schedule and exit terms.
Operate
Take delivery and use the asset throughout its agreed operating term.
Choose your exit
Refresh, return, extend or buy, where the relevant option is available.
See your payment.
Explore your options.
Choose an asset class, enter your figures and compare the applicable TFSEG structure with a traditional bank loan. All amounts are in Kenyan shillings.
Build your indicative programme
01 / Your asset
02 / Bank loan comparison
Your payment under the applicable programme structure.
Your exit options, calculated.
These figures update with your asset and programme terms. Refresh and return are available only for eligible access structures.
Move into a newer asset
—Return the eligible asset and start a separately agreed new term.
Hand the asset back
—Return the asset in accordance with the agreed condition and usage terms.
Own it at term-end
—Indicative agreed buyout price per unit.
Keep using the asset
—Indicative monthly payment for a second term.
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Total TFSEG payments per unit, including deposit and both terms.
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Difference between the bank’s full-loan total and the TFSEG extend-and-own total.
Illustrative calculator only; not an offer or credit approval. Asset and supplier eligibility, valuation, residual assumptions, condition and usage requirements, documentation and final terms apply. Insurance is quoted separately unless expressly included. The bank comparison uses the bank terms you enter and compares different financing periods and end-of-term ownership outcomes.
Different assets.
Different exit strategies.
Assets with established resale markets may qualify for refresh-led structures. More specialised assets generally rely on longer operating terms and extensions.
Passenger & Executive Vehicles
New or qualifying vehicles up to three years old.
Commercial Vehicles
Delivery vehicles, trucks, prime movers and buses.
ICT & Office Equipment
Eligible equipment with a viable refurbishment and resale route.
Construction & Agricultural Plant
Structures depend on equipment type, useful life and resale prospects.
Industrial & Medical Equipment
Manufacturing lines, mining equipment and diagnostic assets.
Rail & Specialised Assets
Longer-term structures for assets with limited secondary markets.
One programme.
Different starting points.
Start with one vehicle
Choose the vehicle and provide identification, tax and income records for assessment.
Equip the next contract
Identify the pickup, truck, plant or other productive asset your business needs.
Plan a fleet refresh
Discuss a master programme with staged deliveries and unit-by-unit drawdowns.
Bring supply or funding
OEMs, dealers, banks and investors can discuss asset supply, buyback or funding partnerships.