One asset.
Four ways to pay.
Buy · Sell · Fund · Use · Refresh · Realise
Build your quotation
Edit any amount to recalculate the quotation and comparisons. Financing, residual and comparator assumptions are editable under Cost breakdown.
per unit / month
Important: Illustrative calculations only—not a financing offer. A lower monthly payment does not necessarily mean a lower total cost. Structures with a residual require an agreed end-of-term settlement, extension or realisation arrangement.
Compare the payment structures.
Select a TFSEG option to apply it to your quotation.
| Structure | Per unit / month | Programme / month | Residual | Term | At maturity | Action |
|---|
This compares monthly cash requirements only. It is not a total-cost saving; ACCESS retains a residual.
Compare 36, 48 and 60 months.
| Structure | 36 months / unit | 48 months / unit | 60 months / unit |
|---|
Bank and lease figures are modelled comparators, not actual lender or lessor quotations. Confirm fees, rates, residual treatment and ownership terms with the relevant provider.
See what builds the price.
Adjust these figures to recalculate every tab.
Supply & financing
Comparators & realisation
Calculated programme costing
The CBR field is a manually entered assumption, not a live rate. Residual values and financing assumptions require independent confirmation before a binding quotation is issued.
What happens at maturity?
Illustrative outcomes for the modelled residual.
Settle the residual
—Illustrative programme residual payable to acquire the asset, subject to the agreed contract.
Spread the residual
—Illustrative monthly payment during an agreed extension.
Sell the asset
—Illustrative outcome after sale proceeds are applied against the residual.
Expected-value realisation waterfall
What if the asset sells for more—or less?
| Scenario | Gross sale | Seller fee | Net proceeds | Shortfall | Customer surplus share |
|---|
The buyer-side fee is modelled as separately payable by the purchaser and is not deducted from seller proceeds. Realisation values are estimates, not guaranteed sale prices. Actual shortfall and surplus treatment must follow the signed agreement.